The characters are sensitively portrayed, as is their recovery, and the hopeful ending is realistic. This exceptionally well-written novel is all about suspense, thrill, and drama, including the relationships between generations and what happens between long-standing friends. It is an extraordinary piece of work, a perfect balancing act with terror on one side and love on the other. They made readers love them, they made readers sad, they made readers angry, they made readers laugh, they made readers cry, and they made readers believe in the promise of love and home. The characters in this novel bring life and heart to this story, each with a distinct voice and personality. Expert is a heartfelt novel written with compassion and hope, reconciling the past to pave a road to happiness and second chances. It is an epic tale of family, secrets, loss, marriage, betrayal, friendships, laughter, and regrets. She is a true storyteller, and Expert is her best book. This novel is written by Alessandra Hazard. Expert by Alessandra Hazard SummaryĮxpert is a modern masterpiece, a powerful novel that can be read on its own. Be prepared to put everything aside as you will not be able to put the book down. The prose is beautifully written in a style that readers of Alessandra Hazard work have come to expect. Expert is an absolute page-turner from page one. The main causes of floods in the Western United States are snowmelt and rainstorms.Download Expert by Alessandra Hazard PDF novel free. The main causes of floods in the Eastern United States and the Gulf Coast are hurricanes and storms. Floods, on average, cost $6 billion in average annual losses. Homes in a "100-year" floodplain have a 26% chance of flooding over a 30-year period-the length of a typical mortgage. Approximately 38% of all National Flood Insurance Program (NFIP) claims are repetitive loss claims. Implementing local floodplain ordinances prevents approximately $1.1 billion in flood damages annually. There are three primary types of flooding, Coastal Flooding, River Flooding (Fluvial), Surface Water Flooding (Pluvial), and Other Types of Flooding. Just one inch of water can cause more than $25,000 in damage.
Some private market flood insurance policies have shorter waiting periods. Many federally backed flood Insurance policies have a 30 day waiting period. More than 20% of flood claims occur in moderate- to low-risk areas. Flooding is the only natural hazard for which the Federal government provides insurance: FEMA’s National Flood Insurance Program (NFIP). All 50 US states have experienced flooding or flash flooding in the past 5 years. Here are some more facts about flooding in the United States: In fact, 90% of natural disasters involve flooding. Floods are the most common natural disaster in the US and cause the most damage out of all natural disasters.
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